APT Initiatives
APT Business & Economics Resources
Minimising Workloads, Maximising Performance
Established in 1999

Categories
Information
Special Items
2nd Mar
ECJ Ruling on price discrimination in Motor Insurance
ECJ Ruling on price discrimination in Motor Insurance

The Mail Online reported that on 1st March 2011 the European Court of Justice ruled that differential pricing on grounds of gender by insurance companies was unlawful. From December 21 2012 insurance companies will have to charge the same motor insurance premium for women as they do for men. This will mean higher premiums for women and lower premiums for men.  
The price differential has always been justified on the basis that women drivers make fewer and smaller claims on their insurance ...

Read More


27th Feb
Project Merlin bank deal
Project Merlin bank deal

The BBC News website contains a useful question and answer article on Project Merlin, which was agreed by major UK banks and the Coalition Government in February 2011.
The agreement arises from concern about the behaviour of major banks in the aftermath of the Credit Crunch of 2008/9. The crisis in banking resulted from reckless lending and investment by the banks. This recklessness, which was encouraged by bonuses awarded to investment bankers, endangered the very existence of the banks. ...

Read More


2nd Feb
Solar subsidy to be protected.
Solar subsidy to be protected.

On 29th January 2011 the BBC Radio 4 consumer programme “Money Box” included an item on the government scheme which is designed to encourage householders to invest in solar panels to generate electricity and/or heat water. The main issues raised in the programme are summarised on the BBC News website.
The solar subsidy takes the form of the feed-in tariff scheme which in effect pays householders for the energy generated by solar panels on installed on their roofs. This means that ho ...

Read More


2nd Feb
Carpetright shares drop after profit warning
Carpetright shares drop after profit warning


The UK economy emerged from recession at the start of 2010 although economic growth was so fragile that many economists feared that the country might be plunged into a second phase of recession as the government’s austerity programme starts to take effect. This phenomenon of a second recession close on the heels of an earlier one is known as a double dip recession and we saw in the statistics released in January 2011 that the UK experienced negative growth in the fourth quarter of 2010. ...

Read More


30th Sep
Out Now: AQA AS Economics - Unit 1 Multiple Choice Questions
Out Now: AQA AS Economics - Unit 1 Multiple Choice Questions

Find out how much your students know with APT Initiatives’ latest resource – a set of 300 multiple-choice questions for Unit 1 (Markets and Market Failure.
This useful resource covers every sub-topic with explanations for every answer helping to consolidate students’ knowledge and understanding of the subject.
There are two sets of twenty-five questions on each of the main topics with two ‘end of unit’ tests that can form part of a mock examination. 
Using ...

Read More


1 2 Next 
Millstone Lodge, Eaton Upon Tern, Market Drayton, Shropshire, TF9 2BX - Tel : 01952 540877 - Fax : 01952 541230
Registered in England no.: 5211217 VAT Number: 815750626
www.apt-initiatives.com - sales@apt-initiatives.com | © Copyright 2008 - APT Initiatives Ltd
Linesave UK LTD Shopping Cart

Valid HTML 4.01 Transitional Valid CSS!